When it comes to estate planning, one of the most common questions is:

Should I have a will or a trust?

The truth is, it’s not about choosing one over the other—they serve different purposes, and the strongest estate plans often include both.

• A Will outlines your wishes after death, from naming guardians for minor children to distributing personal items. It’s the foundation of an estate plan, but it still goes through probate—a public court process that can be time-consuming and costly.

• A Trust, on the other hand, can bypass probate and manage assets during your lifetime and after. It offers privacy, efficiency, and flexibility, especially for larger estates or those with complex family needs.

Together, a will and a trust give you complete coverage. The will captures what the trust doesn’t, while the trust ensures smoother management of your assets. By having both, you reduce stress for your loved ones and make sure nothing slips through the cracks.

Bottom line: A will or trust alone leaves gaps. With both, you create a clear, comprehensive plan—and true peace of mind.